If you’re planning on starting a new home or renovation, whether that’s your first or fifth, going over budget is likely your biggest concern. And for good reason. This fear is very valid considering most projects do go over budget. Let’s take a look at the 3 top reasons projects go over budget.

Here at Homeowner HQ we’re always finding ways to save our members money. This past week Canada announced a new program helping homeowners switch from an oil-fired heating system to a heat pump. We're a fan of heat pumps over here so we wanted to let you know incase you've been wanting to make the switch. It can help you save thousands of dollars on your heating bills every year.

TWO pivotal questions that changed my life and my view on money over the past couple of years since starting our own personal new home design and build (and I believe they will change your life and new home or renovation project too).

...upgrades, splurges, whatever you want to call them, are typically not included in a project unless noted on the plans or you've made your contractor aware. They are a step-up from your car's base model to fully loaded.